Financial models and tools are listed under the "Finance" and "FSTP" menu items.
The models under "Finance" menu item are generic models for which the tools are
also provided for public use. The models under "FSTP" menu item are specific
applied model developped for a specific purpose of a company credit rating and
debt capacity analysis, interest rate benchmarking analysis, guarantee fees
analysis, etc. The menu includes only theoretical and practical discussion of the
models but does not include the tools for public use.