Financial models and tools are listed under the "Finance" and "FSTP" menu items. The models under "Finance" menu item are generic models for which the tools are also provided for public use. The models under "FSTP" menu item are specific applied model developped for a specific purpose of a company credit rating and debt capacity analysis, interest rate benchmarking analysis, guarantee fees analysis, etc. The menu includes only theoretical and practical discussion of the models but does not include the tools for public use.